Most financial planners encourage frugal penny pinchers
to consider buying a home as a long term investment. If and
when you are in a position to purchase a home you will need
expert advice to be sure the house itself, and the property
it is on are safe investments. Unless you can live somewhere
free of charge or if your rent is very low, your rental
expenses would be used better on property you will own. The
value of homes fluctuates but since you will have a roof
over your head, and the privacy that home ownership affords,
you will be better off investing in a home.
Another financial plan they insist on is a savings plan,
because if you save even a small amount year after year,
with interest, it will grow to a large sum of money, and can
provide you and your family with a superb retirement and a
carefree life. It is far beyond the scope of this Christian
singles dating guide to offer any advice on these major
purchases, but I can say that the best financial planners
all agree that your investments, protected by your frugal
habits, will build great wealth if you are willing to work
for it.
An important way to save is knowing what an insurance or
credit card company is willing to do to keep your business.
If you have been with a company for a few years, and your
payment history is exemplary you can ask for lower interest
rates, indicating that you will have to find lower rates
elsewhere if they can‘t help you save money, and the
company will likely offer you better rates. They never want
to lose a dependable steady customer. But they rarely will
offer lower interest rates without being asked for it! They
are hoping that you will continue paying 15% forever! So,
Christian singles, you have to be proactive with these
companies. The same with insurance. They won’t willingly
tell you how to save money on their policy. Ask if they have
any safe driver benefits, and if you take a defensive driver
class see if they will give you a discount.
